1Will applying affect my credit score?
Most initial loan inquiries involve a soft credit check, which does not impact your credit score. If you decide to proceed with a lender, a hard credit inquiry may be required as part of the final approval process.
2What credit score do I need to qualify?
We work with lenders who consider a wide range of credit profiles, including bad credit, no credit, and past financial challenges. Approval depends on several factors beyond your credit score alone.
3How quickly can I get approved?
Many applicants receive a decision within hours of submitting their application. Funding and vehicle financing timelines may vary depending on the lender and documentation requirements.
4Do you offer financing for used vehicles?
Yes. Financing options are available for both new and used vehicles. Our lending partners can help connect you with solutions that fit your budget and vehicle preferences.
5What documents do I need to apply?
Typically, you'll need a valid government-issued ID, proof of income, proof of residence, and a valid driver's license. Additional documents may be requested depending on the lender's requirements.