How It Works

Bad Credit Loans Vernon is a team of authorized dealers that will provide you money based on the market value of your vehicle. Our team is having programs that can help you get quick access to cash depending on the value of your paid off Car, Truck, Van, SUV, RV or Boat, not your credit report! Remember your vehicle is your credit and the amount of loan will be completely based on the condition of the vehicle.

Step One – Give us a Call or Apply Online

Bad Credit Loans Vernon is lending money since 2004 across Western Canada. You just need to fill up the online application or give us a call. You will get an approval within minutes. Once your loan application is done our loan representative will contact you as soon as possible.

Step Two – Easy Paperwork

You have to provide us some documents. This is not something you need to worry about as we don’t have any tough requirement. When you come to collect your cash, provide us with some basic ID proofs, the title of your vehicle, Driving license.

Step Three – Get Cash

Our team will be waiting for you to finish the formalities and pick up your cash. After the documents are verified our team will inspect your vehicle to finalize the loan amount. After this, you will be able to get the money. This whole process will take around 15-20 minutes.

Step Four – Keep Your Vehicle

When all the paperwork is done and you have received your cash, you can go home with your car. We only keep the title of your vehicle (car, truck, van, SUV or RV) not the vehicle. Need cash today? Call a ‘Cash Loans’ representative or apply online, today!

Need cash today? Call a 'Cash Loans' representative or apply online, today!

What else you need to know......

Loan Fees:

The loan fees includes the Auto Check (to check for damage and vehicle origin), Lien Search (to make sure the vehicle is completely free and do not have any liens), and the Vehicle Inspection / Evaluation.

Implication of late payment or non payment:

In case of a late or partial payment, interest fees will be charged on a daily basis on the outstanding amount. If you fail to pay the loan, it will result in legal action, as per Personal Property Securities Act (PPSA) British Columbia.

Call Us Now To Get Registered For That Money You Need!